Michigan business funding
in 24 hours.
From Detroit to Grand Rapids, Bolt Funding is the fastest path to capital for Michigan business owners. $5,000 – $5,000,000.
- ✓ Funding Michigan businesses since 2018
- ✓ Same-day MCA available in Detroit and statewide
- ✓ SBA 7(a), 504, and CRE loans for Michigan owner-operators
- ✓ All credit considered — 500 FICO+ welcome
Apply for Michigan funding
60 seconds. No upfront fees.
Or call us directly: (516) 363-2658
Why Michigan business owners choose Bolt
Michigan's auto-supplier ecosystem and growing tech scene make it one of our most active funding states.
Whether you operate in Detroit, Grand Rapids, Warren or anywhere else in Michigan, Bolt Funding has a program that fits. We are licensed and active in all 50 states and have funded automotive and manufacturing businesses, restaurants, contractors, medical practices, trucking companies and dozens of other industries throughout Michigan.
Funding programs available in Michigan
Merchant Cash Advance
$5K – $2M · Same day – 24 hours
Same-day funding against future sales. No collateral. All credit considered.
SBA Loans
$50K – $5M · 30 – 60 days
SBA 7(a) and 504 loans up to $5M. Terms up to 25 years. The lowest cost of capital in the market.
Business Line of Credit
$10K – $500K · 24 – 72 hours
Revolving credit up to $500K. Draw what you need, pay interest only on what you use.
Business Term Loans
$25K – $2M · 2 – 7 days
Lump-sum financing from $25K to $2M with fixed payments over 1 to 10 years.
Equipment Financing
$10K – $5M · 24 – 72 hours
Up to 100% financing on trucks, machinery, tech, restaurant equipment and more.
ERC Advance Funding
$25K – $5M · 5 – 10 business days
Don't wait 12 months for the IRS. Get up to 90% of your ERC credit in 5 days.
Commercial Real Estate Loans
$100K – $25M · 21 – 60 days
Owner-occupied and investor CRE loans up to $25M. SBA 504, conventional, and hard money.
Michigan cities we fund
Bolt funds businesses anywhere in Michigan — there are no geographic restrictions. Our highest-volume Michigan metros include:
- Detroit, MI
- Grand Rapids, MI
- Warren, MI
- Sterling Heights, MI
Top Michigan industries Bolt funds
From application to funded in 24 hours
No bank-style runaround. Just real money, fast.
Apply in 60 seconds
Tell us how much you need, how long you have been in business, and your monthly revenue. No documents, no credit pull.
Get matched & approved
Our team shops your file across 75+ lenders and brings you the best offer within hours — often in minutes.
Sign & get funded
Pick the offer you like. Sign digitally. Most deals are funded in 4 – 24 hours, same day for MCAs submitted before 11am ET.
Michigan business funding FAQ
How fast can I get funded in Michigan?
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Most Michigan MCA deals close in 4–24 hours. Lines of credit and equipment financing typically fund in 24–72 hours. SBA loans take 30–60 days. We have funded Michigan businesses same-day many times.
Do you offer SBA loans in Michigan?
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Yes. Bolt works with SBA preferred lenders (PLP) who fund deals in Michigan. Pre-qualification in 48 hours, full closing in 30–60 days.
What Michigan industries does Bolt fund?
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Automotive, Manufacturing, Agriculture, Tourism — and every other industry in Michigan. We fund essentially any legal U.S. business with at least 3 months of operating history.
Can Michigan startups get funded?
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Yes. Through equipment financing (1-day startups OK with strong personal credit), SBA Startup loans, and our 3-month MCA programs, we routinely fund brand-new Michigan businesses.
Is there a Michigan business loan minimum?
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Our smallest deals are $5,000 (MCA). The smallest SBA loan we work on is around $50,000. Most Michigan clients fall between $25,000 and $250,000.
Get your Michigan business funded.
Apply free. Funded in as little as 4 hours.