Alabama business funding
in 24 hours.
From Birmingham to Huntsville, Bolt Funding is the fastest path to capital for Alabama business owners. $5,000 – $5,000,000.
- ✓ Funding Alabama businesses since 2018
- ✓ Same-day MCA available in Birmingham and statewide
- ✓ SBA 7(a), 504, and CRE loans for Alabama owner-operators
- ✓ All credit considered — 500 FICO+ welcome
Apply for Alabama funding
60 seconds. No upfront fees.
Or call us directly: (516) 363-2658
Why Alabama business owners choose Bolt
Alabama is home to over 410,000 small businesses, with manufacturing and agriculture leading the local economy.
Whether you operate in Birmingham, Huntsville, Mobile or anywhere else in Alabama, Bolt Funding has a program that fits. We are licensed and active in all 50 states and have funded manufacturing and aerospace businesses, restaurants, contractors, medical practices, trucking companies and dozens of other industries throughout Alabama.
Funding programs available in Alabama
Merchant Cash Advance
$5K – $2M · Same day – 24 hours
Same-day funding against future sales. No collateral. All credit considered.
SBA Loans
$50K – $5M · 30 – 60 days
SBA 7(a) and 504 loans up to $5M. Terms up to 25 years. The lowest cost of capital in the market.
Business Line of Credit
$10K – $500K · 24 – 72 hours
Revolving credit up to $500K. Draw what you need, pay interest only on what you use.
Business Term Loans
$25K – $2M · 2 – 7 days
Lump-sum financing from $25K to $2M with fixed payments over 1 to 10 years.
Equipment Financing
$10K – $5M · 24 – 72 hours
Up to 100% financing on trucks, machinery, tech, restaurant equipment and more.
ERC Advance Funding
$25K – $5M · 5 – 10 business days
Don't wait 12 months for the IRS. Get up to 90% of your ERC credit in 5 days.
Commercial Real Estate Loans
$100K – $25M · 21 – 60 days
Owner-occupied and investor CRE loans up to $25M. SBA 504, conventional, and hard money.
Alabama cities we fund
Bolt funds businesses anywhere in Alabama — there are no geographic restrictions. Our highest-volume Alabama metros include:
- Birmingham, AL
- Huntsville, AL
- Mobile, AL
- Montgomery, AL
Top Alabama industries Bolt funds
From application to funded in 24 hours
No bank-style runaround. Just real money, fast.
Apply in 60 seconds
Tell us how much you need, how long you have been in business, and your monthly revenue. No documents, no credit pull.
Get matched & approved
Our team shops your file across 75+ lenders and brings you the best offer within hours — often in minutes.
Sign & get funded
Pick the offer you like. Sign digitally. Most deals are funded in 4 – 24 hours, same day for MCAs submitted before 11am ET.
Alabama business funding FAQ
How fast can I get funded in Alabama?
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Most Alabama MCA deals close in 4–24 hours. Lines of credit and equipment financing typically fund in 24–72 hours. SBA loans take 30–60 days. We have funded Alabama businesses same-day many times.
Do you offer SBA loans in Alabama?
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Yes. Bolt works with SBA preferred lenders (PLP) who fund deals in Alabama. Pre-qualification in 48 hours, full closing in 30–60 days.
What Alabama industries does Bolt fund?
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Manufacturing, Aerospace, Agriculture, Automotive — and every other industry in Alabama. We fund essentially any legal U.S. business with at least 3 months of operating history.
Can Alabama startups get funded?
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Yes. Through equipment financing (1-day startups OK with strong personal credit), SBA Startup loans, and our 3-month MCA programs, we routinely fund brand-new Alabama businesses.
Is there a Alabama business loan minimum?
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Our smallest deals are $5,000 (MCA). The smallest SBA loan we work on is around $50,000. Most Alabama clients fall between $25,000 and $250,000.
Get your Alabama business funded.
Apply free. Funded in as little as 4 hours.