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⚡ Same-day funding 📞 (516) 363-2658
Bolt Funding
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Same-day funding available ★★★★★ 4.9/5 · 847 Google reviews

Commercial Real Estate Loans
$100K – $25M

Owner-occupied and investor CRE loans up to $25M. SBA 504, conventional, and hard money.

  • ✓ Amounts: $100K – $25M
  • ✓ Term: 5 – 30 years
  • ✓ Speed: 21 – 60 days
  • ✓ Min credit: 650+ · Min time in biz: Varies
$2.4B+
funded to date
38,000+
businesses funded
92%
approval rate
Talk to a funding expert Or apply below ↓

Apply for Commercial Real Estate Loans

No upfront fees. Soft credit pull only.

⚡ Funded in 24 hrs 🔒 Soft credit pull ✓ 92% approved
Step 1 of 5 · 20% complete

Last step — where should we send your offer?

A funding specialist will review your information and call you within minutes.

By clicking "Get My Offer" you agree to be contacted by Bolt Funding by phone, SMS or email regarding your inquiry. Consent is not required for purchase. Msg & data rates may apply.

Or call us directly: (516) 363-2658

⚡
24-Hour Funding
Same-day for MCA
⚡
A+ BBB Rating
Accredited business
⚡
No Upfront Fees
Apply free
⚡
Soft Credit Pull
Won't hurt your score

What is commercial real estate loans?

Whether you are buying the building you currently rent or expanding an investor portfolio, Bolt has access to every major CRE product — SBA 504, conventional, agency, hard money and bridge.

Commercial real estate is where serious business wealth gets built. We help business owners stop renting and start owning their location (SBA 504 — 10% down on owner-occupied property, 25-year terms), help investors buy and refinance multifamily and mixed-use, and provide bridge / hard money capital when speed matters more than rate. With access to over 200 CRE lenders nationwide, Bolt shops your file and matches you with the program that fits your situation.

Why business owners choose CRE

  • ✓ Up to 90% LTV on owner-occupied (SBA 504)
  • ✓ Up to 80% LTV on investment property
  • ✓ Stop renting — own your space
  • ✓ Long fixed-rate amortizations
  • ✓ Hard money / bridge available for fast closes

Things to consider

  • ! Longer process than working capital
  • ! Appraisal and environmental required
  • ! Larger down payment vs. residential

Who it's best for

Buying your buildingInvestor refinanceConstructionBridge

From application to funded in 24 hours

No bank-style runaround. Just real money, fast.

1

Apply in 60 seconds

Tell us how much you need, how long you have been in business, and your monthly revenue. No documents, no credit pull.

2

Get matched & approved

Our team shops your file across 75+ lenders and brings you the best offer within hours — often in minutes.

3

Sign & get funded

Pick the offer you like. Sign digitally. Most deals are funded in 4 – 24 hours, same day for MCAs submitted before 11am ET.

Commercial Real Estate Loans FAQ

What's the difference between owner-occupied and investor CRE?

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Owner-occupied = your business operates from the building (51%+). Investor CRE = you rent it to tenants. SBA 504 is only available for owner-occupied; investor properties use conventional or agency products.

How long does a CRE close take?

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Hard money / bridge: 7–21 days. Conventional: 30–45 days. SBA 504: 45–60 days.

Other Bolt Funding products

Merchant Cash Advance

$5K – $2M · Same day – 24 hours

Same-day funding against future sales. No collateral. All credit considered.

SBA Loans

$50K – $5M · 30 – 60 days

SBA 7(a) and 504 loans up to $5M. Terms up to 25 years. The lowest cost of capital in the market.

Business Line of Credit

$10K – $500K · 24 – 72 hours

Revolving credit up to $500K. Draw what you need, pay interest only on what you use.

Business Term Loans

$25K – $2M · 2 – 7 days

Lump-sum financing from $25K to $2M with fixed payments over 1 to 10 years.

Equipment Financing

$10K – $5M · 24 – 72 hours

Up to 100% financing on trucks, machinery, tech, restaurant equipment and more.

ERC Advance Funding

$25K – $5M · 5 – 10 business days

Don't wait 12 months for the IRS. Get up to 90% of your ERC credit in 5 days.

Get funded with CRE today.

Apply free. Funded in 21 – 60 days.

Apply Now ⚡ 📞 (516) 363-2658