Retail & E-commerce funding
that closes today.
Brick-and-mortar retailers and online sellers need fast capital to buy inventory, fund marketing pushes, and survive seasonal swings.
- ✓ Avg retail & e-commerce deal: $55,000
- ✓ Same-day funding available
- ✓ Retailers we fund nationwide
- ✓ All credit considered
Apply for Retail & E-commerce funding
60 seconds. No upfront fees.
Or call us directly: (516) 363-2658
Funding built for retailers
Brick-and-mortar retailers and online sellers need fast capital to buy inventory, fund marketing pushes, and survive seasonal swings.
Common funding needs for retailers
How retailers use Bolt Funding capital
- ✓ Inventory
- ✓ Holiday inventory load-in
- ✓ Marketing campaigns
- ✓ New location
- ✓ Working capital
Best products for retailers
Merchant Cash Advance
$5K – $2M · Same day – 24 hours
Same-day funding against future sales. No collateral. All credit considered.
Business Line of Credit
$10K – $500K · 24 – 72 hours
Revolving credit up to $500K. Draw what you need, pay interest only on what you use.
Business Term Loans
$25K – $2M · 2 – 7 days
Lump-sum financing from $25K to $2M with fixed payments over 1 to 10 years.
From application to funded in 24 hours
No bank-style runaround. Just real money, fast.
Apply in 60 seconds
Tell us how much you need, how long you have been in business, and your monthly revenue. No documents, no credit pull.
Get matched & approved
Our team shops your file across 75+ lenders and brings you the best offer within hours — often in minutes.
Sign & get funded
Pick the offer you like. Sign digitally. Most deals are funded in 4 – 24 hours, same day for MCAs submitted before 11am ET.
Retail & E-commerce funding FAQ
What kind of business funding works best for retailers?
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Most retailers we work with use a combination of merchant cash advance, business line of credit, business term loans. The right fit depends on your time in business, monthly revenue, and what you need the funds for.
Average funding amount for retailers?
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The average Bolt-funded retail & e-commerce deal is around $55,000. Smaller deals start at $5,000; the largest can reach $5M+ on SBA and CRE programs.
Will my credit hurt my chances?
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Not on most retail & e-commerce programs. Our MCA and equipment financing programs routinely fund operators with FICO scores in the 500s. SBA loans do require 680+ credit, but we have other options if you don't qualify yet.
Can retailers get funded same day?
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Yes — if you submit your application and last 3 months of bank statements before 11am ET, same-day MCA funding is realistic for retailers.
Fund your retail & e-commerce business today.
Apply free in 60 seconds. Funded in as fast as 4 hours.