Restaurants & Hospitality funding
that closes today.
Restaurants live on thin margins and tight cash flow. Whether you need to renovate, expand to a second location, or just survive a slow January, we fund operators other lenders pass on.
- ✓ Avg restaurants & hospitality deal: $65,000
- ✓ Same-day funding available
- ✓ Restaurants we fund nationwide
- ✓ All credit considered
Apply for Restaurants & Hospitality funding
60 seconds. No upfront fees.
Or call us directly: (516) 363-2658
Funding built for restaurants
Restaurants live on thin margins and tight cash flow. Whether you need to renovate, expand to a second location, or just survive a slow January, we fund operators other lenders pass on.
Common funding needs for restaurants
How restaurants use Bolt Funding capital
- ✓ Buildout / renovation
- ✓ Second location
- ✓ New equipment
- ✓ Marketing
- ✓ Payroll bridge
Best products for restaurants
Merchant Cash Advance
$5K – $2M · Same day – 24 hours
Same-day funding against future sales. No collateral. All credit considered.
Equipment Financing
$10K – $5M · 24 – 72 hours
Up to 100% financing on trucks, machinery, tech, restaurant equipment and more.
SBA Loans
$50K – $5M · 30 – 60 days
SBA 7(a) and 504 loans up to $5M. Terms up to 25 years. The lowest cost of capital in the market.
From application to funded in 24 hours
No bank-style runaround. Just real money, fast.
Apply in 60 seconds
Tell us how much you need, how long you have been in business, and your monthly revenue. No documents, no credit pull.
Get matched & approved
Our team shops your file across 75+ lenders and brings you the best offer within hours — often in minutes.
Sign & get funded
Pick the offer you like. Sign digitally. Most deals are funded in 4 – 24 hours, same day for MCAs submitted before 11am ET.
Restaurants & Hospitality funding FAQ
What kind of business funding works best for restaurants?
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Most restaurants we work with use a combination of merchant cash advance, equipment financing, sba loans. The right fit depends on your time in business, monthly revenue, and what you need the funds for.
Average funding amount for restaurants?
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The average Bolt-funded restaurants & hospitality deal is around $65,000. Smaller deals start at $5,000; the largest can reach $5M+ on SBA and CRE programs.
Will my credit hurt my chances?
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Not on most restaurants & hospitality programs. Our MCA and equipment financing programs routinely fund operators with FICO scores in the 500s. SBA loans do require 680+ credit, but we have other options if you don't qualify yet.
Can restaurants get funded same day?
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Yes — if you submit your application and last 3 months of bank statements before 11am ET, same-day MCA funding is realistic for restaurants.
Fund your restaurants & hospitality business today.
Apply free in 60 seconds. Funded in as fast as 4 hours.