Home Services funding
that closes today.
HVAC, plumbing, electrical, cleaning and pest-control businesses use Bolt for vehicles, equipment, marketing and crew expansion.
- ✓ Avg home services deal: $60,000
- ✓ Same-day funding available
- ✓ Home Services Businesses we fund nationwide
- ✓ All credit considered
Apply for Home Services funding
60 seconds. No upfront fees.
Or call us directly: (516) 363-2658
Funding built for home services businesses
HVAC, plumbing, electrical, cleaning and pest-control businesses use Bolt for vehicles, equipment, marketing and crew expansion.
Common funding needs for home services businesses
How home services businesses use Bolt Funding capital
- ✓ Trucks / vans
- ✓ Equipment
- ✓ Marketing
- ✓ Crew expansion
Best products for home services businesses
Equipment Financing
$10K – $5M · 24 – 72 hours
Up to 100% financing on trucks, machinery, tech, restaurant equipment and more.
Business Line of Credit
$10K – $500K · 24 – 72 hours
Revolving credit up to $500K. Draw what you need, pay interest only on what you use.
Merchant Cash Advance
$5K – $2M · Same day – 24 hours
Same-day funding against future sales. No collateral. All credit considered.
From application to funded in 24 hours
No bank-style runaround. Just real money, fast.
Apply in 60 seconds
Tell us how much you need, how long you have been in business, and your monthly revenue. No documents, no credit pull.
Get matched & approved
Our team shops your file across 75+ lenders and brings you the best offer within hours — often in minutes.
Sign & get funded
Pick the offer you like. Sign digitally. Most deals are funded in 4 – 24 hours, same day for MCAs submitted before 11am ET.
Home Services funding FAQ
What kind of business funding works best for home services businesses?
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Most home services businesses we work with use a combination of equipment financing, business line of credit, merchant cash advance. The right fit depends on your time in business, monthly revenue, and what you need the funds for.
Average funding amount for home services businesses?
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The average Bolt-funded home services deal is around $60,000. Smaller deals start at $5,000; the largest can reach $5M+ on SBA and CRE programs.
Will my credit hurt my chances?
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Not on most home services programs. Our MCA and equipment financing programs routinely fund operators with FICO scores in the 500s. SBA loans do require 680+ credit, but we have other options if you don't qualify yet.
Can home services businesses get funded same day?
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Yes — if you submit your application and last 3 months of bank statements before 11am ET, same-day MCA funding is realistic for home services businesses.
Fund your home services business today.
Apply free in 60 seconds. Funded in as fast as 4 hours.