Auto Repair & Body Shops funding
that closes today.
Independent auto shops need fast capital to buy parts, finance new lifts and diagnostic equipment, and bridge insurance-claim payment gaps.
- ✓ Avg auto repair & body shops deal: $50,000
- ✓ Same-day funding available
- ✓ Auto Repair Shops we fund nationwide
- ✓ All credit considered
Apply for Auto Repair & Body Shops funding
60 seconds. No upfront fees.
Or call us directly: (516) 363-2658
Funding built for auto repair shops
Independent auto shops need fast capital to buy parts, finance new lifts and diagnostic equipment, and bridge insurance-claim payment gaps.
Common funding needs for auto repair shops
How auto repair shops use Bolt Funding capital
- ✓ Equipment
- ✓ Parts inventory
- ✓ Buildout
- ✓ Working capital
Best products for auto repair shops
Merchant Cash Advance
$5K – $2M · Same day – 24 hours
Same-day funding against future sales. No collateral. All credit considered.
Equipment Financing
$10K – $5M · 24 – 72 hours
Up to 100% financing on trucks, machinery, tech, restaurant equipment and more.
Business Line of Credit
$10K – $500K · 24 – 72 hours
Revolving credit up to $500K. Draw what you need, pay interest only on what you use.
From application to funded in 24 hours
No bank-style runaround. Just real money, fast.
Apply in 60 seconds
Tell us how much you need, how long you have been in business, and your monthly revenue. No documents, no credit pull.
Get matched & approved
Our team shops your file across 75+ lenders and brings you the best offer within hours — often in minutes.
Sign & get funded
Pick the offer you like. Sign digitally. Most deals are funded in 4 – 24 hours, same day for MCAs submitted before 11am ET.
Auto Repair & Body Shops funding FAQ
What kind of business funding works best for auto repair shops?
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Most auto repair shops we work with use a combination of merchant cash advance, equipment financing, business line of credit. The right fit depends on your time in business, monthly revenue, and what you need the funds for.
Average funding amount for auto repair shops?
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The average Bolt-funded auto repair & body shops deal is around $50,000. Smaller deals start at $5,000; the largest can reach $5M+ on SBA and CRE programs.
Will my credit hurt my chances?
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Not on most auto repair & body shops programs. Our MCA and equipment financing programs routinely fund operators with FICO scores in the 500s. SBA loans do require 680+ credit, but we have other options if you don't qualify yet.
Can auto repair shops get funded same day?
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Yes — if you submit your application and last 3 months of bank statements before 11am ET, same-day MCA funding is realistic for auto repair shops.
Fund your auto repair & body shops business today.
Apply free in 60 seconds. Funded in as fast as 4 hours.