$1,000,000 business loan
funded fast.
Get a $1,000,000 business loan in 24 hours or less. 60 – 300 months. No upfront fees, no surprises.
- ✓ Loan amount: $1,000,000
- ✓ Term: 60 – 300 months
- ✓ Example payment: Approx $11,500/mo over 120 months (SBA)
- ✓ Qualification: 24+ months, $1M+ annual revenue, strong personal credit
Apply for $1,000,000
60 seconds. Soft credit pull only.
Or call us directly: (516) 363-2658
How a $1,000,000 business loan works
A $1,000,000 loan from Bolt Funding can be structured several ways depending on what you need it for, how fast you need it, and what you qualify for. The most common products at this loan size are listed below.
Best products for $1,000,000
SBA Loans
$50K – $5M · 30 – 60 days
SBA 7(a) and 504 loans up to $5M. Terms up to 25 years. The lowest cost of capital in the market.
Commercial Real Estate Loans
$100K – $25M · 21 – 60 days
Owner-occupied and investor CRE loans up to $25M. SBA 504, conventional, and hard money.
Business Term Loans
$25K – $2M · 2 – 7 days
Lump-sum financing from $25K to $2M with fixed payments over 1 to 10 years.
What businesses use $1,000,000 for
- ✓ Acquisition
- ✓ CRE purchase
- ✓ Plant expansion
- ✓ Refinance / consolidation
Qualification & example payment
Typical qualification
24+ months, $1M+ annual revenue, strong personal credit
Example monthly payment
Approx $11,500/mo over 120 months (SBA)
Example only — actual terms vary by product, credit and lender.
From application to funded in 24 hours
No bank-style runaround. Just real money, fast.
Apply in 60 seconds
Tell us how much you need, how long you have been in business, and your monthly revenue. No documents, no credit pull.
Get matched & approved
Our team shops your file across 75+ lenders and brings you the best offer within hours — often in minutes.
Sign & get funded
Pick the offer you like. Sign digitally. Most deals are funded in 4 – 24 hours, same day for MCAs submitted before 11am ET.
$1,000,000 business loan FAQ
Can I really get a $1,000,000 business loan?
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Yes. $1,000,000 is a very common Bolt Funding loan size. Most $1,000,000 deals close in 24–72 hours through sba loans or commercial real estate loans programs.
What does a $1,000,000 business loan cost?
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Example: Approx $11,500/mo over 120 months (SBA). Actual cost depends on the product chosen, your credit profile, and time in business. Bolt provides true-cost comparisons up front — no surprise fees.
What do I need to qualify for $1,000,000?
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For most $1,000,000 loans: 24+ months, $1M+ annual revenue, strong personal credit. We have programs for every credit tier and time-in-business level.
How fast can a $1,000,000 loan fund?
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Working capital and MCA programs for $1,000,000 typically fund in 24–48 hours. SBA loans at this size take 30–60 days but offer much lower rates and longer terms.
Get your $1,000,000 loan today.
Apply free in 60 seconds. Funded in as little as 24 hours.