$100,000 business loan
funded fast.
Get a $100,000 business loan in 24 hours or less. 12 – 60 months. No upfront fees, no surprises.
- ✓ Loan amount: $100,000
- ✓ Term: 12 – 60 months
- ✓ Example payment: Approx $2,200/mo over 60 months
- ✓ Qualification: 12+ months in business, $30K/mo revenue
Apply for $100,000
60 seconds. Soft credit pull only.
Or call us directly: (516) 363-2658
How a $100,000 business loan works
A $100,000 loan from Bolt Funding can be structured several ways depending on what you need it for, how fast you need it, and what you qualify for. The most common products at this loan size are listed below.
Best products for $100,000
Business Term Loans
$25K – $2M · 2 – 7 days
Lump-sum financing from $25K to $2M with fixed payments over 1 to 10 years.
SBA Loans
$50K – $5M · 30 – 60 days
SBA 7(a) and 504 loans up to $5M. Terms up to 25 years. The lowest cost of capital in the market.
Business Line of Credit
$10K – $500K · 24 – 72 hours
Revolving credit up to $500K. Draw what you need, pay interest only on what you use.
Equipment Financing
$10K – $5M · 24 – 72 hours
Up to 100% financing on trucks, machinery, tech, restaurant equipment and more.
What businesses use $100,000 for
- ✓ Second location
- ✓ Major equipment
- ✓ Acquisition deposit
- ✓ Buildout
Qualification & example payment
Typical qualification
12+ months in business, $30K/mo revenue
Example monthly payment
Approx $2,200/mo over 60 months
Example only — actual terms vary by product, credit and lender.
From application to funded in 24 hours
No bank-style runaround. Just real money, fast.
Apply in 60 seconds
Tell us how much you need, how long you have been in business, and your monthly revenue. No documents, no credit pull.
Get matched & approved
Our team shops your file across 75+ lenders and brings you the best offer within hours — often in minutes.
Sign & get funded
Pick the offer you like. Sign digitally. Most deals are funded in 4 – 24 hours, same day for MCAs submitted before 11am ET.
$100,000 business loan FAQ
Can I really get a $100,000 business loan?
+
Yes. $100,000 is a very common Bolt Funding loan size. Most $100,000 deals close in 24–72 hours through business term loans or sba loans programs.
What does a $100,000 business loan cost?
+
Example: Approx $2,200/mo over 60 months. Actual cost depends on the product chosen, your credit profile, and time in business. Bolt provides true-cost comparisons up front — no surprise fees.
What do I need to qualify for $100,000?
+
For most $100,000 loans: 12+ months in business, $30K/mo revenue. We have programs for every credit tier and time-in-business level.
How fast can a $100,000 loan fund?
+
Working capital and MCA programs for $100,000 typically fund in 24–48 hours. SBA loans at this size take 30–60 days but offer much lower rates and longer terms.
Get your $100,000 loan today.
Apply free in 60 seconds. Funded in as little as 24 hours.